Is Auto Ins Really Worth It?

I've been going back and forth on whether I should get auto insurance for my car. I know it's a necessity and all, but honestly, I'm trying to figure out if there are better options out there or if it’s just a waste of money. What have your experiences been like? Do you feel like the cost is actually worth the peace of mind? I've heard some horror stories about people not being covered when they thought they were, so that makes me nervous. On the flip side, I don’t want to end up in a situation where I’m kicking myself for not having it. Would love to hear what you all think!