Short Term Fund Worth It or Not?

Hey everyone, I'm trying to navigate the world of short-term funds and I'm curious about your experiences. I’ve heard a mix of opinions – some friends swear by them for quick gains, while others think they’re too risky and not worth the lower returns compared to other options.

I’m considering dipping my toes into one for some extra cash flow over the next year, but I'm unsure if the volatility is something I want to deal with. For those of you who’ve invested in short-term funds, what’s been your experience? Have you found them to deliver on their promises, or do you think they’re just a hype? Any advice or personal stories would be super helpful!