What’s the Best Auto Loan Rate I Can Get Right Now?

I’ve been thinking about upgrading my car and you know how it is—finding the right auto loan rate can be such a hassle. I started shopping around, but the rates seem all over the place. Some banks are offering decent deals, while others have my jaw on the floor with how high their rates are. Has anyone recently gone through this? What kind of rates are you seeing out there? I’m trying to figure out whether I should stick with my current lender or shop around more. Any tips on where to look or what to watch out for? Would love to hear your experiences!